Privacy Policy

Privacy Policy

Who we are

In simple language: We are ExiPay, a payment technology business.

We are ExiPay Technologies (ExiPay) a payment technology business registered in the Netherlands. Our website address is: www.exipay.com. You may contact us through our contact form hereWe recognize that privacy is an essential feature of human life, including life on the Internet. This Privacy Policy applies to all of the services, information, tools, features, and functionality, available or offered through this website. 

This policy covers how we collect and use personal data via this website. In this policy, the term “personal data” shall be as defined in Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation).

Right of Access and Rectification

You have the right to know what personal data we collect about you and to ensure that such data is accurate and relevant for the purposes for which we collected it. You can request to receive a copy of your personal data, and to rectify such personal data if it is not accurate, complete, or updated.

However, we may first ask you to provide us with certain credentials to permit us to identify you before rectifying, deleting, or reviewing.

Right to Delete Personal Data or Restrict Processing

You have the right to delete your personal data or restrict its processing by ourselves and third parties.

We may postpone or deny your request if your personal data is in current use for the purposes for which it was collected or for other legitimate purposes such as compliance with legal obligations.

Right to Withdraw Consent

You have the right to withdraw your consent to the processing of your personal data. Exercising this right will not affect the lawfulness of processing your personal data based on your consent before its withdrawal.

The Right to Lodge a Complaint
You also have the right to lodge a complaint with a data protection supervisory authority regarding the processing of your personal data.

Your California Privacy Rights and Do Not Track Notices

We do not convey your personal data to third parties for direct marketing or any other purposes.We do our best to respond to “Do Not Track” signals, but you should bear in mind that this may render some features of the website unusable. In addition, this feature is not guaranteed as the technology is new and its ability not to interfere with other functionality is unproven.

What personal data we collect and why we collect it.

In simple language: We may collect information you provide us when you use the website. We collect the information you provide us directly, and we collect information using technological means. We use cookies to provide functionality for the website, without which the user experience would be poor or impossible.

Overview 

We collect information you fill in registration forms, contact forms, forums, and comments, including your full name, approximate geolocation, and email address. 

We may also collect the information that you submit to us via emails or other communication, for example if you comment on our Facebook page, LinkedIn page, or on the website via a Facebook or other social media plugin.

Contact forms 

If you fill in a contact form, we will capture your email address and any other text you supply. This will also be sent via email to our contact email address that is embedded in the form. We may also use the visitor’s IP address and browser user agent string to help spam detection.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish content, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites
Content on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

We may make use of an analytics service, such as Google Analytics, to provide an overall analysis of visitors to our sites. We do not have access to identifiable personal data through such services.

How long we retain your data
In simple language: we retain your stored data for  as long as you are a member of the site. This is necessary because this is an interactive site, and without user data it cannot function. You can edit your primary user data. Note that membership of the site is only available to staff and agents of ExiPay.

We use personal data to provide you with content and services via our website. Information collected via the website is used to ensure that you have rights to be a content creator (if such rights have been given). It is also used to personalise your service to ensure that you have a good user experience on the ExiPay website, and also to communicate with you if you have requested communication.

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

Note that membership of the site is only available to staff and agents of ExiPay.

 

With whom do we share personal data? In simple language: We share your personal data only under confidentiality obligations and only to provide you with content and services. We may disclose information to legal authorities.  We use some third-parties or third-party plugins.

International Transfer

Our servers may be hosted in various countries and jurisdictions that may be outside the country from which you access the Services and may be outside your country of residence. We may transfer personal data across several countries.  Some of the uses and disclosures mentioned in this Privacy Policy may involve the transfer of your personal data to various countries around the world that may have different levels of privacy protection than your country.

Currently, our servers are hosted in the EU, and should this change this policy will be updated accordingly.

Third-Parties
As part of providing the Services our affiliates, we may make use of third-party services. Our servers are hosted in Azure Cloud.  We may use external communications  services to communicate with our users; each interaction may be logged in those third-party services. We use a mail service to send all site communications to our users. We use Google Analytics to analyze marketing goals and to integrate different data sources together.

Legal Compliance

We may share information as required for the provision or maintenance of the Services. We may also share information in accordance with a written legal request by a valid legal authority. We will do our best to object to such request if we believe that it is baseless.

Merger or Reorganization

We may transfer data if we become involved in a reorganization, merger, consolidation, acquisition, or any form of sale of some or all of our assets, with any type of entity, whether public, private, foreign or local.

Children

In simple language: We don’t knowingly collect information about children.

While this website is about payment technologies and solutions for PSPs and others, so it would be unexpected for minors to access the site. We will not knowingly contact or engage with children under the age of 16. If you have reason to believe that a child under the age of 16 has provided us with their personal data, please contact us, and we will act in accordance with the applicable law.
How may we contact you?

In simple language: We don’t spam; however we will contact you if you request us to do so via  our contact form.

We may send you periodic notifications in relation to the content or services available via our website.We will respond by email to contact requests received via our website, or we may telephone you if such a request is made via a contact form.

In simple language: We will do our best to be secure, but we must recognise that 100% secure is impossible to achieve.

We follow generally accepted industry standards to protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of personal data. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

Complaints and Reports
In simple language: We will deal with complaints received and inform you of the results of such investigation.

We regularly review our compliance with this Privacy Policy. Please feel free to direct any questions or concerns regarding this Privacy Policy or our treatment of personal data by contacting us via our contact form.
When we receive formal written complaints, we will contact you regarding your concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between the Company and an individual.