Now you can

Unlock | Innovate | Expand | Grow | Future-proof

your merchant-focused payment business

ExiPay in a Nutshell

We provide an agile and fast payment platform for acquirers and payment service providers that is tender and device agnostic. With our management tools and rich API-first architecture, you can integrate alongside your existing systems and build on top of your existing technologies. There is no need to rip and replace. Our cloud-native exiHub is scalable, reliable, and secure. Our Terminal Management System (TMS) can cater for a multi-vendor estate of fit-for-purpose terminals and related technologies such as SoftPOS. At ExiPay, we live and breathe the often challenging technical and compliance aspects of payments, so you don't have to do so. Our team can integrate any payment type into our suite of technologies so you can focus on building your business.

We provide an agility layer that lives in front of existing legacy payment switches used by banks and other acquirers.

Our Solutions

Take on board your security concerns and provide you with a solution that ticks all the boxes when it comes to modern payment security. 

We bring fit-for-purpose payment and line-of-business technologies to bear on your market opportunities with a sense of urgency and decades of experience.

Future proof your business, knowing that whatever happens in the payment landscape anywhere in the world, we are there, and we have your back.

No need to throw out your existing acquiring rails; we can add our agility layer in front of any switching technology in the background.

Leave the hard stuff to us, and get on with innovating and growing your business for the next decade and beyond. 

Guardians Of The Critical Second

The ExiPay rules engine (ExiRules) allow us to be the guardians of the critical second at the point of interaction between merchants and their customers. We are hyper-focused achieving the highest possible quality payment experience.

ExiRules can inspect transactions in real time and apply pre- and post-processing rules to remediate an outcome or to enhance the merchant and consumer experience. Take away the pain of transactions that fail unnecessarily due to recoverable processing errors and ensure that legitimate failures are presented in a meaningful way to merchant and customer. Better outcomes at this point of interaction mean more happy merchants and more happy consumers benefit your business.

Beyond Switching

Unlock your payment business immediately, and start seeing growth as soon as you have fit-for-purpose payment technology in your hands. Swiftly add your line of business applications into the payment flow and generate new revenue for you and your merchant customers. 

Get back to building an innovative payment business, knowing you can access any payment method that makes business sense. Reduce your costs and onboard new merchants by offering them payment technology that meets their business needs at an affordable price. By choosing ExiPay, you no longer need to worry about meeting security standards and obtaining the relevant industry certifications; leave that to us and put all of your focus on growing your business. 

Payment facilitators (aggregators) and ISOs who acquire merchants and want to grow their business and cater for emerging technologies.

Our Clients

Lending and insurance businesses who want to bridge into the payment industry to offer their services to merchants.

Merchant services businesses within banks wanting to expand their offering and grow their merchant base.

Card-not-present (aka e-commerce) providers wanting to venture into the world of in-person payments.

Third-party payment processors who process payments on behalf of large retail merchants or banks and want to expand their offering.

Larger retailers wanting to offer a hyper-engaged customer experience and omnichannel view of their business.

Non-bank acquirers who need to onboard merchants and offer modern, fit-for-purpose payment technologies to their clients.

Third-party sales organisations who service the banking and fintech industry and want to expand and improve the relevance of their offering.

Our Partners

Card schemes seeking to coordinate multiple payment offerings in the market to improve market penetration

Manufacturers of payment terminals and other payment technologies, including digital payment technologies

Point of sale software vendors who may wish to integrate into a payment API on a card payment terminal

Acquirers who can provide routes to acquire payments and enhance payment traffic through their rails

Developers of apps that sell digital goods and services wanting to integrate with a payment API on a payment terminal

Future-Proof your Payment Business

Use any payment type for which there is a good business case, and consolidate the processing of any payment type under one unified platform with a single view of a merchant.

Have access to all the tools you and your merchants need to manage payments, including a modular terminal management system (TMS), management and data analytic portals, merchant management, reconciliation & settlement tools; use all or use our APIs to integrate what you already have.

Have peace of mind that security and compliance with standards is built into the fabric of our solution, so that we take care of security and compliance so you don’t have to.

Deploy modern, fit-for-purpose terminals and other payment technologies. Our vendor-agnostic terminal management can enable you to work with makers of next-generation terminals and SoftPOS so merchants can rapidly deploy terminals and payment methods that suit their business and their market segment.

Build your platform for business using our rich payment API’s that enable simple partner integration to turn next generation terminals into digital marketplaces.

Know that we are the guardians of the critical second when a payment is happening, and that our rules engine can improve transaction success, removing the pain of transactions that fail leading to more happy merchants and more happy customers.

API First architecture for all technology

  • Designed to support inward and outward API connections that enable integration with any system

  • Data feeds available for integration with third party systems

  • SDKs and APIs for integrating mobile apps, point of sale, and web applications into our payment application

  • Send transactions from cloud-based and other external point of sale or other external line of business applications

  • Gateway technology that can be integrated into any acquirer or third party payment processor anywhere